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excess insurance

What Exactly Is Insurance Excess, and How Does It Work?

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What is Insurance Excess? At the outset of any claim, you and your insurance company agree on a figure. Let’s assume you’ve collided with another vehicle in the supermarket parking lot. Your insurer will pay for the damage, but you must first pay a predetermined amount toward the repairs. You’ll have one for every insurance policy, except life insurance policies which do not have an… Read More »What Exactly Is Insurance Excess, and How Does It Work?